Langham Pensions and Investments are Independent Financial Advisers and Pension Scheme Administrators based in Suffolk.
“Hello I’m Andy Manning and I’d like to take a few minutes to introduce my company to you.
Based in Suffolk, we offer Lifestyle Financial Planning and Independent Financial Advising services to clients in Cambridgeshire, Norfolk, London and Suffolk – ‘a true City service at Suffolk rates!’
We passionately believe in providing a very good, honest and professional service because we understand people like you want to deal with people they can get to know and trust. That’s why I’ve built a team of people who understand your needs and will support you every step of the way by explaining everything in plain English.
My highly qualified team brings together a fantastic range of skills and knowledge so we can offer you unrivalled expert advice to help you fund your future – ‘helping you to achieve the Lifestyle you want to have’
This may be a long term plan or helping you to retire now or getting the most from your investments now you’ve retired. We’ll work with you through our industry leading unique processes to plan how much you may require and what you need to do to achieve this. We guarantee that we will regularly review this with you, to ensure your aspirations are on track as your life changes – ‘making sure you’re always in control’
Our pension expertise allows us to arrange a full range of Personal Pensions, Self-Invested Personal Pension (SIPP) and Small Self-Administered Schemes (SSAS’s). We can even act as Scheme Administrators on SSAS’s if asked to do so. A one-stop shop for pension advice and service – ‘saving you time, money and effort so you can get on with your life’
At retirement, you’ll have a number of important financial decisions to make and we can help you with these. Whether it’s a fixed and guaranteed income a lifetime annuity can provide. You may wish to leave your options open and draw an income from your pension fund through a capped drawdown plan. Or take your benefits in stages, via a Phased Retirement strategy – ‘we can help you make informed financial decisions’
Passionate About You…
As I have already said, we believe very passionately about looking after you. This is non-more so than when looking at investments for you. We have a rigorous process to accurately assess your tolerance to investment risk; we will advise you on the level of risk you are most comfortable with and whether you are taking too much risk with your existing plans- we can advise you on how you may obtain guaranteed returns and we’ll discuss with you the purpose of each investment and recommend a suitable investment plan depending on your tax situation– whether it be a tax advantageous Individual Savings Account (ISA), using your annual Capital Gains Tax allowance via a Unit Trust or an Investment Bond where you can take a tax deferred income – ‘putting you in control and comfortable with your investment strategies’
With risk also comes Protection. You’ll be concerned about protecting your family or your business just in case something unforeseen happens – ‘providing you with great simple advice to protect the things you care most about’
And then there’s your Inheritance Tax (IHT). We’ll recommend ways to reduce your IHT liability, ways in which you may be able to recover some of the income tax you pay or show you ways to legally avoid it!- ‘keeping more money in your and your family’s hands and less going to the chancellor’
In summary, we can offer you a complete range of financial services in a professional and easy to understand way. My team and I look forward to working with you…”
